Reghardt Draper
When the past is history and the future is uncertain, the present is all you have. In the financial world, nothing is certain, except death and taxes. When a man retires without proper estate- and retirement planning, his wife gets twice the husband, but only half the income. This is unfortunately a sad but true reality for most of us. People may live as much retired from the world as they like, but sooner or later they find themselves being a debtor or creditor to someone. The same can be said about the unexpected death of a breadwinner – without the proper arrangements in place, the remaining family members will eventually be left out in the cold.
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